ATV Financing 4 Popular Options

With the purchase price of an ATV being much less than the average street motorcycle there are more options for financing your ATV than when purchasing a motorcycle.

The goal of this article is to provide you a view of four popular types of ATV financing. Your success with each method will depend on if you have good or bad credit.

1. Manufacturer ATV Financing

ATV Financing 4 Popular Options

It is likely that if you have spent any time looking at ATV magazines you have seen an advertisement or two highlighting atv financing from top brands like Honda, Kawasaki, Suzuki and Yamaha. Usually these advertisements have a very low minimum payment like . While the payment may look attractive you should consider if this is the best ATV loan for you.

In deciding if a manufacturer loan is best, you need to consider the terms. For instance, look at how long the promotional term lasts. If it is 24 months will you have enough to payoff your outstanding loan on the 25th month because making the payment does not pay off the loan? If not your interest rate will increase to the standard rate of 17%-22% and your minimum payment will also increase.

If you have the cash to pay off your loan at the end of 24 months than the promotion may be a good thing for you, if not then you should probably opt for a fixed rate installment loan that is offered by most online lenders and has a fixed rate for a long term.

Manufacturer ATV financing is typically more suitable for those with good credit rather than bad credit applicants.

2. Online Atv Financing

With online ATV financing you will get fixed rate ATV financing for a specific term. These loans are normally called personal loans meaning that they can be used for a variety of personal reasons such as buying an ATV, furniture, home improvements and a variety of other things. Terms on ATV personal loans will normally be up to 60 months and for excellent credit rates can be as low as the 5% - 8% range. Bad credit applicants can also get approved for online personal ATV loans, but the interest rate may be a bit higher.

3. Credit Card ATV Financing

If you are looking for a short term loan for your ATV purchase, a credit card may be a good option if it has a good promotion. For instance some Visa, Mastercard and discover cards offer 12 months no interest for new accounts. If you can afford to pay off your ATV purchase at the end of 12 months this could be a great option for you to use.

4. Hybrid Atv Financing

The hybrid Atv financing method typically uses a combination of financing options. One popular method is to use a short term manufacturer financing promotion and then when the promotion period ends you transfer your loan to another promotion on a Visa, Mastercard or Discover card.

For instance, you could get Honda Financing for 24 months on a Honda promotion and then transfer that loan to a Discover card promotion and get 0% interest for 12 month.

Hybrid Atv Financing is a bit complicated and requires some planning. It is also a bit risky because you are betting that companies will be running the same promotion in 24 months that they are today.

This type of financing is typically not recommended for those with poor credit or that are not very financially savvy.

In the end, the fact that the average ATV is less costly than a motorcycle will allow you more options to finance your purchase. You just have to think creatively and look at all the offers in the market for financing everyday purchases.

ATV Financing 4 Popular Options
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If you want to know how to get great interest rates for Good and Bad Credit ATV loans check out:
ATV Financing Made Easy

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Top Ten Media Relations Tactics that Deliver Big Bang for the Effort with Very Few Bucks

As this year fast comes to a close, it's time to determine your top three, high-return lead generation methods and evaluate how consistently you apply them. So often, we make single attempts at any variety of marketing or public relations tactics, only to abandon them before giving them the benefit of consistent application. Let the New Year be the year you apply focus, discipline, and consistency to the top three high-return lead generation methods in your business-building toolbox so you can reap the greatest rewards.

To that end, here are ten powerful media relations tactics for growing businesses serious about generating quality leads.

1. Write how-to articles for the media that have the greatest influence with your ideal customers. The value of editorial placements is said to have three times the value of advertising placements. How-to articles reach a wide audience of decision makers and decision influencers with one pass. They serve as credible, affordable brochures and often reside online indefinitely. They demonstrate your expertise in a way that inspires quality leads to get in touch with you to learn more. And, business journals are eager to receive your commentary and perspective to lend insight to their editorial plans, as long as you do so in a manner that delivers your expertise without directly selling your company.

Top Ten Media Relations Tactics that Deliver Big Bang for the Effort with Very Few Bucks

2. Post your how-to articles in the online article directories, such as http://www.ideamarketers.com, http://www.articleteller.com, and http://www.ezinearticles.com. E-newsletter publishers access these article directories for quality content, offering you the promise of potentially worldwide reach of your expertise and contact information.

3. Leverage your "how to" articles in the press with speeches and radio interviews. Media momentum can be a powerful thing. Early this year, I wrote an article for a marketing trade newspaper. A radio show producer invited me to be interviewed on his show after reading it. The radio interview helped promote one of my local talks, which - in turn - created interest in my services and generated several new engagements.

4. Serve as an expert to reporters that write about your industry. Newspaper editors want to hear from experts who have timely, newsworthy, relevant, and trend-worthy ideas to share. Offer yourself as a quality, credible resource to the right reporters and ask for the opportunity to share your points of view. Prepare a biography that makes clear about the areas about which you can comment with impact, credibility and insight and your qualifications. Share it with the special section editors and beat reporters so they'll know to call you next time they write about your business or industry.

5. Launch and sustain a quality e-newsletter to stay in touch with interested potential clients. The beauty of e-newsletters is that prospects ask to be added to your distribution list because they are interested in what you have to offer, though they may not be ready to buy right now. As long as you keep the ratio of information sharing at 80% and selling to 20%, chances are good that your company will be the first readers will call when they are ready to buy. Your Web site visits, emails and phone inquiries will escalate in direct response to the effort.

6. Stage webinars or teleseminars or small scale free or low-cost seminars to make your expertise readily available to prospects. It is efficient to share your information in a one-to-many fashion. Group settings are comfortable for evaluators. One-to-one sessions are more like sales pitches, and that can be uncomfortable for those who are not ready to buy now.

7. Share meeting notices with the local papers. The exposure to their readerships brings your message to a wide audience of potential event guests. If you'd like a list of our top 27 best Puget Sound media and online contacts to get this accomplished, visit our Website to read more about Media-Savvy-to-Go Special Report #3.

8. Share valuable information by request. When folks read your materials, they engage more deeply with your expertise. That makes them want to engage you for a fee. Try it. It works really well. That is why so many businesses do it. And remember, this isn't sales information. It is useful information that leverages your expertise. That is an important distinction.

9. Write press releases about grand openings, news, and staff additions/promotions, and other happenings at your company, targeting the correct reporters that cover your industry. If you want to learn 89 reasons to write a press release, Joan Stewart offers a free online course to jump-start your learning. Register at http://www.publicityhound.com.

10. Enter award contests that are well-supported by the media. Earning best-company-to-work-for recognition, a place on the list of most powerful U.S. women in banking, or company-of-the-year honors is a great way to earn media attention, new inquiries about both your services and employment opportunities, while enhancing your reputation.

These activities require time, yet not much money, and they can deliver meaningful lead generation results. My advice is to choose the top three tactics that appeal most to your skills, talents, and passions, and get into action today. Your focused, disciplined, and consistent media relations efforts can set the stage for the New Year to be your best ever.

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Nancy S. Juetten owns Nancy S. Juetten Marketing Inc., a public relations and marketing communications agency that provides public relations consulting and Media-Savvy-to-Go do-it-yourself publicity tools that help business owners earn their winning headlines without spending a fortune. Visit http://www.mediasavvytogo.com to learn more about agency services and products. Sign-up for the free monthly Media-Savvy-to-Go ezine at the home page at http://www.mediasavvytogo.com. Get in touch with Nancy at 425-641-5214 or via e-mail at nancy@mediasavvytogo.com. This is the third in a series of Media-Savvy-to-Go columns that will run in the December, 2006 edition of the Snohomish County Business Journal (http://www.snohomishcountybusinessjournal.com).

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Islamic Art - How Did it Begin?

Islamic Art that evolved the time followed the death of the Prophet (P.B.U.H.) was mostly depicted in the architectural manner. This form emerged in countries where ever Islam prevailed and personified the Muslim precepts in its motifs and themes. As the wings of Islam spread from Africa to Egypt and from Spain to Persia, it gained strength and substance. The origins lay in its rich and artistic Arabian heritage as different kinds of art were utilized to express the uniqueness of Islam without any form of pictorial depictions.

Islamic art was developed over time by a unique blend of various arts from the Byzantines, the Copts, the Romans, and the Persians. Therein lays the greatest asset of this art, its skill to fuse the native designs with imported ones to achieve a completely distinct end result. The one common factor in all kinds of Islamic art is the abstract embellishments and designs. Most utilized the curved and interlacing lines in bright and vibrant colors to enhance the various styles. The finest pieces of this art and architecture throughout the world are clearly distinguishable by the vivacious colors in floral designs.

The current form of such art is believed to have emerged during the rule of the Umayyad caliphate (661-750). Thereafter, many divergent periods of Islamic art and architecture transpired. Therefore, this art is most commonly classified according to the reigning empire when the art work was created. Most museums and art galleries have categorized their collections by the different Muslim dynasties including the Umayyad, Abbasid, Safavid, Ottoman and Mughal.

Islamic Art - How Did it Begin?

As Islam is a diverse religion that encompasses people of various ethnic backgrounds, the Islamic art is also much diversified to accommodate all ethnicities of its followers. It has the ability to unify various elements into a beautiful piece depicting the many facets of the artist. Islamic art avoids any form of human or animal representation in it. This is because of the Muslim belief that no one can replicate the work of Allah. Thus all such art is invariable found in the form of floral, geometric and abstract shapes and lines. Many good books are also available for those who are interested in learning more about its history and descent through time to its current version. World travelers notice the specific regional features of Islamic art varying from terrain to terrain to encompass that particular place's history into it.

Islamic Art - How Did it Begin?
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Sohail Khan works for Islamic Impressions which specializes in retail and wholesale products for the Islamic market and stock a wide range of Islamic art, frames and other beautiful pieces to view online or in our stores in London, Birmingham, Denmark and Trinidad.

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